You should see my entryway floor this morning -totally covered in paper. Mail and bills to be exact. I've spend the last 30 minutes on the floor there opening ... sorting ... moaning occasionally ... tossing ... and filing.
I don't do this often enough.
Anybody else have an aversion to dealing with their snail mail?
I was soooo happy years back when my bank began online bill pay where I could set everything up to automatically pay on time - what a time, sanity and late fee saver! They write and mail the checks for me and I don't even have to keep stamps at home anymore. Yay!
But the downside to that is I don't open my mail - the bills part - with any regularity anymore. I assume all is taken care of by my bank - and 95% of the time it is. But then there are the occasional notices about billing addresses being changed, or rate or schedule changes. And I miss those until they've already taken effect. Then it usually it costs me money, which is frustrating and not smart.
So I decided I will open any bills that come in during the week on Friday mornings. That should be frequently enough. How often do you open your mail?
Guess what I discovered today? Evidently my utilities bill has been overpaid by $400!!! Now I clearly don't owe them money or late fees, but that's $400 that I've loaned to them unknowingly, interest free, for 2 or more months! I'm heading off to call them now and find out the deal.
For those of you who know me well enough to know I'm forever cutting myself somehow - I did get a big paper-cut across my thumb opening the mail today. Maybe that's the real reason I don't open mail daily or weekly. I need one of these!
Then again, I'd probably hurt myself with that too. Sigh.
So, here's to getting more intentional about managing my finances.
Want to join me? I'll post some easy-to-do tips here occasionally on Fridays.
Meanwhile - go open your mail and tell us if you discover anything surprising!